How Fast is too Fast?

A 40-mile stretch of Central Texas toll road opened last week and now everyone is watching to see just how fast traffic is going to move and whether or not the already lead-footed Texas drivers can handle this extra speed!

Texas Highway 130 will tout the highest speed limit in the United States and will bypass Austin and its overly-congested Interstate 35.


Preparing for Floods…are You Covered?

The average flood loss cost is $48,000 for homeowners and $85,000 on commercial property according to the National Flood Insurance Program.  With hurricane Sandy looming on the east coast we are all reminded of how our Texas coasts were affected by hurricane Ike. 

Now is the time to prepare for floods and consider your flood insurance needs.


Cars and Deer, a Lethal Combination

Cars and deer – definitely a lethal combination. With the increase in urban sprawl and more roads being built through wildlife habitats deer are being displaced from their natural habitat. According to the Insurance Information Institute (I.I.I), this has led to a rise in deer-vehicle collisions.

October through December is deer migration and mating season and along with the movement of the deer population,


Why You Need to Notify Your Insurance Company when Remodeling

According to a recent study by the Remodeling Futures Program at the Joint Center for Housing Studies at Harvard University, there will be a 5.9 percent increase in spending on remodeling projects in 2012. If you are one of the many Americans planning to remodel your home this year, it is important to have the right amount and type of insurance both during and after the renovation,


Are You Covered? It Might be Time to Look Again!

While you may believe you have ample car insurance, the cars on the road around you may not. 

According to the Insurance Research Council (IRC), about 14 percent of drivers nationwide (roughly one in seven) are uninsured. That means that of the nearly 5.5 million car accidents in 2011, nearly 770,000 involved an uninsured driver.


D&O Insurance…Why Your Business Needs It


We live in litigious times, unfortunately, so it makes sense to carry insurance coverage against potential losses – even for startups. Running your startup with the proper attention to operating within the law and having the right people in place to advise you doesn’t mean someone won’t try to come after you.


Texas Homeowner’s Insurance Basics

Most Texas homeowner’s policies combine five coverages: dwelling, personal property, liability, medical payments, and loss of use. Dwelling pays if your house is damaged or destroyed by a covered loss.  It also pays for unattached structures and buildings.  Personal property pays if the items in your house, such as furniture, clothing, and appliances, are stolen or damaged.


Halloween Risks to Avoid

Halloween is right around the corner and that means costumes, jack-o-lanterns and spooky decorations.  With all the holiday fun, there is also the dangerous side that most do not think about.  Here is a list of Halloween risks provided by propertycasualty360.com that will help you avoid these ghostly mistakes!

Candles: An illuminated walkway creates spooky ambiance,


Who’s Driving that Car?

An article posted on PropertyCasualty360.com states that California has become the third state to legalize driverless cars.  I know what you’re thinking…how do you insure a driverless car?

It all has to do with a concept automobile under development by Google that could one day revolutionize the way we drive – it has also raised a ruckus of liability questions for insurers.