NAHB Gets Involved in Soaring Flood Insurance Rates


The National Association of Home Builders (NAHB) called on Congress recently to take steps to resolve unintended consequences of the Biggert-Waters Flood Insurance Act that are resulting in huge premium spikes for many home owners and impacting the sale, construction and remodeling of homes across the nation.

Testifying before the House Financial Services Subcommittee on Insurance and Housing,


How to Keep Your Family Safe During the Holiday Season

Lights, candles, action! Brightly lighted decorations, elaborate meals and large gatherings are all part of traditional holiday celebrations. Unfortunately, these seasonal traditions also cause an average of 230 home fires each year, with an average of 4 deaths, 21 injuries and $17.3 million in property damage.

“Christmas tree lights and candles are just two of the holiday traditions that increase the likelihood of a fire starting in your home,”


Keep Road Safety in Mind this Winter

Safety on the road is important all year-round, but winter weather calls for extra caution behind the wheel to keep you and your passengers safe. That’s why many auto safety experts including Discount Tire, the world’s largest tire and wheel retailer, urge motorists to keep road safety top of mind this winter and switch to tires specifically designed for cold weather driving.


Does Your Insurance Policy Cover Tornado Damage?

After the recent rise in tornadoes across the country – as recent as the tornadoes in Illinois, many homeowners are left stranded with costly repairs—even homeowners who thought they were covered by tornado insurance.

The storm destroyed or seriously damaged as many as 400 homes in Washington alone, Gov. Pat Quinn told reporters Monday.


Homeowners Worry about Rise in Insurance Costs

Throughout the nation, particularly in coastal areas, flood insurance rates have increased and have caused homeowners to worry. The property values have also gone down and housing sales have been impacted to a certain extent. The change in rates is because of a law that was announced a year back.


You Better Watch Out – Allergies are Coming to Town

Whether you live near or far, returning home for the holidays can be a nostalgic time. But for those with allergies and asthma, celebrating the season with family and friends can be anything but enjoyable.

“Stress from the holidays, traveling and briefly staying in a new environment can weaken your immune system,” says allergist Dr.


Advice for Families Caring for Seniors at Home

This November, in recognition of National Family Caregivers Month, Home Instead Senior Care® has some helpful advice for the 43 million Americans currently caring for family members.

 “Taking care of an older parent or grandparent is challenging for both family and professional caregivers alike,” said Molly Carpenter, Home Instead Senior Care’s CAREGiver(SM) Advocate and author of Confidence to Care,


How to Recognize the Symptoms of Carbon Monoxide Poisoning

As leaves fall and colder weather signals the start-up of furnaces, Consumers Energy urges residents to protect themselves against carbon monoxide (CO) poisoning. The toxic gas is colorless, odorless and tasteless, and can be produced when home appliances aren’t operating or venting properly.

We want to remind our readers to take preventive measures and learn to recognize the symptoms of carbon monoxide poisoning.


Why You Need to Talk to Your Kids about Insurance

When it comes to financial literacy, parents know it’s important to give kids the knowledge and skills they need to manage money. In fact, 81 percent say it’s their responsibility as parents to teach children about money and saving, according to a 2012 survey by the website DoughMain. While you’re teaching children about smart spending,


On the Anniversary of Superstorm Sandy – Seven Tips to Stay Prepared for Storms


The one-year anniversary of Superstorm Sandy reminds many Americans about the importance of storm preparedness. Volatile weather can strike at anytime, anywhere in the country. From hurricanes and tornadoes, to snow storms and high winds, all homeowners need to be prepared for severe weather events.