Steps to Increase Your Home’s Chance of Surviving a Storm

The power of natural disasters like the one we just experienced in Houston can be overwhelming, but there are steps you can take to increase your home’s chance of survival. To reduce risk to your home, FEMA suggests these upgrades:

1. Reinforce Your Residence. Consider retrofitting options, or steps to improve your home’s protection from natural disasters,


57% of Adults Report Having No Private Disability Insurance

Few people expect to become disabled and unable to work, even though 2013 Social Security Administration statistics show a 20-year old worker has a 30 percent chance of becoming disabled at some point during his career. The truth is, life can throw unexpected curves your way, and expecting the best while preparing for the worst is still good advice when it comes to financial matters.


Putting One Foot in Front of the Other

With so many fitness trends, you might not think of walking as good exercise. If you’re not thrusting a kettlebell over your head, pushing a tractor trailer tire or shaking your hips to a Top 40 dance beat in a scheduled group class, you’re not cutting it, right? Well, not so fast. Walking is actually a great way to get in shape.


Many Builders Adopting Radon Resistant New Construction

Looking beyond what may seem like a “band-aid” tactic of testing for radon, we went looking for information about how the building industry is responding to radon risks.

According to the U.S. Environmental Protection Agency, many builders are adopting Radon Resistant New Construction (RRNC) features in some of their homes.


Moving this Summer? Remember Valuation Protection is not Insurance

The Census Bureau estimates there are three million moves from state to state each year, with 800,000 of those moves handled by professional movers. But those who rely on a professional are at a greater risk for scams and imposters pretending to be a moving company.

“Hiring a professional mover is a smart decision that saves time and effort while providing the best protection for your household goods,” says Scott Michael,


Electrical Fires Play a Big Role in Property Damage

While electricity plays a major role in our daily lives, we often take its power and the conveniences it provides – along with its potential for fire-related hazards – for granted. According to National Fire Protection Association (NFPA) statistics, electrical fires resulted in $1.48 billion in property damage in a five-year period. To mitigate risks for electrical fire,


No Such Thing as a Zero-Risk Zone


Did you know standard homeowners insurance does not cover flood risk? A separate flood policy can protect you from footing the bill for flood-related repairs. This policy is available through the National Flood Insurance Program (NFIP), or through a few private insurance companies, according to the Insurance Information Institute (I.I.I.).



Choosing Life Insurance: Ask Yourself these 5 Questions

 Choosing the right type and amount of life insurance is vital to a sound financial plan, but is it right for you? According to the Insurance Information Institute (I.I.I.), there are two major types of life insurance: term and whole life. Term covers the policyholder for a specified period, usually from one to 30 years.


The Number One Fear for Summer Travelers

It’s hard to believe that we have already entered the month of May! Spring is coming to an end and families are beginning to plan summer vacations. Some will head to the mountains and some will choose to go to the ocean. According to a recent survey from InsureMyTrip, no matter where they travel,


Fostering Healthy Outdoor Play in Your Own Backyard this Summer

When summer arrives do you see even less of your kids than you did during the school year? Too many American children, tweens and teens spend those extra hours of free time indoors playing with technology, rather than engaging in healthful activity outside. Even when you know where your kids are, you may not understand what they’re doing with all those devices and game controllers.