Make Two Phone Calls before Renting a Car

       If renting a car is part of your travel plans, you likely have insurance options already available to you, says the Insurance Information Institute (I.I.I.). The I.I.I. recommends making these two phone calls before renting a car – you’ll save a bundle on wasted duplicate coverage!

      Call #1: Your Insurance Professional

If you own a car,


Most Accidental Flooding Caused by Appliances not Weather

According to Roto-Rooter Plumbing and Drain Service experts, accidental flooding in the home is typically caused by an appliance or plumbing failure, not the weather. If flooding occurs when no one is home – or worse, when occupants are on vacation – the results can be catastrophic. Most incidents can easily cost the average homeowner more than $5,000 in repairs!


Vacation Fire Prevention Tips for Your Home

Fire prevention tips often focus on reducing the risks of a fire occurring when you’re home; after all, everyone wants to protect their family. Home fires also cause significant property damage – $11.7 billion in 2011, according to the U.S. Fire Administration (USFA) – and greater damage can occur when no one is there to quickly report a fire.


Feel Confident in Business with Management Liability Insurance

       In today’s environment of securites-related ligation and regulatory, public companies are arguably facing more scrutiny than ever before. Every day, newspapers are filled with articles about companies being sued over issues like accounting fraud, mergers and acquisitions, signs of financial weakness and conflicts of interest. Courts are overflowing with shareholders, competitors, customers and employees making damaging claims against directors and officers. You can feel confident with management liability insurance,


Three Simple Ways to Prepare for Earthquakes

       Disaster films like “San Andreas” may appear to depict real-life scenarios, but most earthquakes are not all doom and gloom, says the Insurance Information Institute (I.I.I.). In fact, there are three ways to prepare for an impending quake that are relatively simple:

1. Earthquake-Proof Your Home

Falling objects cause the majority of injuries during an earthquake.


Does Your Insurance Cover Listing Your Home on Airbnb?

Home-sharing, or peer-to-peer renting, has soared in popularity thanks to sites like Airbnb, HomeAway and Roomorama that give renters the opportunity to room with a host in a privately-owned property, paying similarly to a hotel stay. The property is not a licensed hospitality provider, so insurance concerns are common for hosts.

According to the National Association of Insurance Commissioners (NAIC),


Disposing of Household Hazardous Wastes after a Storm

Following a severe storm, homeowners and renters should take special care when collecting and disposing of household hazardous wastes. According to the Federal Emergency Management Agency (FEMA), homeowners and renters affected by disaster should, whenever feasible, separate hazardous household waste from other debris before disposal.

Among the items that fall into the household hazardous waste category are paints and solvents,


Does Your Homeowners Insurance Cover Wildfires?

      By their very nature, wildfires can inflict widespread destruction, often damaging property beyond repair. As such, homeowners in wildfire-prone states should purchase enough homeowners insurance coverage to completely rebuild their homes and replace all of their personal possessions, say the experts at the Insurance Information Institute (I.I.I.).

       In a standard policy,


Tips to Boost Your Brain Power

When you think about health and wellness, what first comes to mind? Most likely it’s along the lines of fitness, healthy eating and doctor’s appointments. But have you ever considered the importance of brain health as you age?

According to the National Institute on Aging, research shows that a complex interaction between your DNA,


Simple Ways to Lower Your Homeowners Insurance

 ne  Whether it’s getting rid of cable or opting to cook and eat at home on a consistent basis, homeowners across the board are always looking for ways to reduce their monthly expenses. But when it comes to matters related to the home, many homeowners are leaving money on the table in the form of homeowners insurance.