As we head into the 2016 annual health care enrollment period, the benefits of different plan options may seem hard to decipher. Like many employees, you may have never considered a flexible spending account, or FSA. In fact, only about 30 percent of workers who have an FSA available to them sign up to take advantage of the program.
Life insurance benefits are sometimes left unclaimed after the passing of a loved one, simply because the beneficiaries were unaware of the existence of a policy. This is an unfortunate situation under any circumstance, but can be especially troubling if dependents have been left struggling financially. According to the Insurance Information Institute (I.I.I.), beneficiaries can track down a lost policy with these tips.
Adorning your home with twinkling lights this holiday season? Keep safety in mind, urges the Electrical Safety Foundation International (ESFI) and the National Fire Protection Association (NFPA), inside and outside your home.
“Winter is the peak season for home fires, but these fires can be prevented by adopting a proactive approach to safety,” says Lorraine Carli,
They say with age comes wisdom—and when it comes to weathering disasters like fire, flood or hurricane, older individuals and their caregivers would be wise to prepare, according to the Insurance Information Institute (I.I.I.).
Older individuals are particularly vulnerable to disaster, as they may have special needs, and seniors may also have trouble keeping up with the routine maintenance necessary for protecting their home.
Regular maintenance of your home’s systems and appliances not only prolongs their lifespan, but also helps prevent accidental fire. To keep your family and home safe from disaster, follow these maintenance guidelines, courtesy of the National Home Service Contract Association (NHSCA).
According to the National Fire Protection Association,
Keeping warm with a portable heater this season? Be cautious when doing so—improper use can result in house fire or worse. According to experts of the Association of Home Appliance Manufacturers (AHAM), portable heaters should always be used according to the manufacturers’ instructions.
“Most fires are preventable by following the simple and important safety tips offered by AHAM,
From pencils and paper to snacks and show-and-tell treasures — kids share virtually everything at school. While parents agree sharing is a good skill for kids to learn, it’s certainly not the case when it comes to germs, particularly during cold and flu season. Germs are lurking everywhere and are simply unavoidable. And where there are germs,