home fire

Simple Safety Practices to Help Mitigate Home Fire Risks

January and February are prime time for home heating equipment fires—in fact, according to the National Fire Protection Association (NFPA), more than half of home heating equipment fires annually are reported in that timeframe. These fires can be caused by heating apparatus like stationary and portable space heaters, wood-burning stoves and fireplaces.

Proper installation can help reduce the risk of fire.

bottom line

How an Effective Loss Prevention Program Benefits Your Bottom Line

An effective loss prevention program will benefit any company’s bottom-line.  How?

First a positive loss record may reduce the cost of your insurance program.

Second, because every industrial accident involving an employee, motor vehicle, customer or property results in insured and uninsured costs, preventing such accidents is a real money saver.

dental baby boomer

Dental Insurance is Key in Preventive Care for Boomers

Millions of baby boomers set for retirement are facing the question of whether to buy dental insurance. In many cases, they’ve had dental insurance their entire working lives, thanks to employer-sponsored plans. But teeth are not immune to aging, and many people will find themselves paying for costly procedures like crown replacements, extractions, implants and dentures unless they continue with the preventive care usually covered by dental insurance.

digital protection

3 Tips to Safeguard Your Digital Presence

The average American spends upwards of 10 hours each day connected to digital media. The problem with all that screen time? Many users neglect to safeguard their digital presence, according to the National Cyber Security Alliance (NCSA).

“We live in a global, always-connected digital age, and everyone needs to adopt good habits to lead a safer,


New Year – New Boat – New Liability

Post-holiday sales aren’t the only deals to be found this winter. Winter boat shows offer some of the best pricing and incentives of the year — a major draw for the estimated 87 million Americans who take to the water each year, according to the National Marine Manufacturers Association. For those ready to plan summer fun,

tornado coverage

Does Home Owner’s Insurance Cover Damage Caused by Tornadoes?

Tornadoes can occur anytime, anywhere—and with that level of uncertainty, it pays to be prepared. According to the Insurance Information Institute (I.I.I.), homeowners and renters should immediately contact their insurance professional to report tornado damage, and to find out the terms under which it is covered.

“After a homeowner offers an initial description of the damage to their insurer,