lit home

Light Up the Perimeters to Protect Your Home and Business

A recent social network interaction prompted a question about whether constant all-night floodlight illumination is safer and more intimidating to vandals or burglars than the sudden bright light from a motion activated system.

That subject is addressed by the San Diego County Sheriff’s Department Crime Prevention Unit. That law enforcement agency recommends single family homeowners as well as businesses light up the perimeters during the night,

remodeling

How Remodeling Affects Homeowner’s Insurance

Homebuyers with the vision to consider properties that need remodeling can be a real estate pro’s dream client. In addition to showing such buyers a wider range of homes, you can also help educate them on the potential effects remodeling can have on their homeowners insurance.

While homeowners should consult with their insurance agents regarding specific coverage needs,

smoke alarm

Time to Change those Batteries!

Daylight Saving Time began this weekend, historically serving as a reminder for homeowners to test smoke alarms and carbon monoxide detectors. Most homeowners, however, neglect this important, potentially life-saving task.

According to a recent survey by Mister Sparky® electricians, just over 40 percent of homeowners test their smoke alarms each month; nearly 35 percent don’t conduct monthly tests,

ACA Taxes

Income Tax and the Affordable Care Act – What You Need to Know

While the Affordable Care Act (ACA) is no longer new, each year brings changes to the health care law. As you undoubtedly know, the ACA is inextricably linked to taxes so keeping up with annual changes is important. Given tax season is now well underway, here’s what you need to know when preparing your income tax return this season.

business threat

Common Threats that Make Your Business Vulnerable

Understanding the threats your company faces as well as their potential impact on business operations is crucial in today’s business environment. You should always base response and recovery strategies on an understanding of these threats.

The following list from our partner company Travelers, contains some common threats that could leave critical business resources and operations vulnerable:

  • Natural disasters such as tornadoes, 
flodding season

It’s Flooding Season – Are You Prepared?

Homeowners spend thousands on flood damage repair each year, often hoping for minimal damage after it has already occurred. But wishful thinking can end up costing more money in the long run, says Michael Petri, owner of Brooklyn-based Petri Plumbing and Heating, Inc.

“Homeowners know that there is a chance for flood damage during this season,

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