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Understanding the Insurance Implications of Home-Sharing

As the sharing economy hits its stride, more every-people are taking advantage of home-sharing platforms like Airbnb, HomeAway and VRBO. The ease-of-use of these platforms, however, should not detract from insurance considerations, says John M. Huff, president of the National Association of Insurance Commissioners (NAIC).

“Sharing a home, car or even personal items with a complete stranger reflects a new level of trust between buyers and sellers,” Huff said in a statement.

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The Risks of Aging in Place

The U.S. Consumer Product Safety Commission’s (CPSC) report, “Consumer Product-Related Injuries to Persons 65 Years of Age and Older,” shed light on the aging-in-place risks facing those who remain in their homes as they age. The report, which assessed the products most associated with injuries and fatalities, revealed most incidents involved falls.

The CPSC recently developed a companion report evaluating incidents unrelated to falls.

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Security Risks High for Summer Vacationers

Most of us have pledged to unplug while on a vacation—a “digital detox”—only to back-pedal on that promise at the onset. Staying connected, however, can expose travelers to more than a less-than-relaxing excursion.

Security risks are high for vacationers, according to the experts at Intel Security. They are especially vulnerable because they are less inclined to be vigilant while on vacation.

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