Common Small Business Insurance Misconceptions

Running a small business is challenging enough without the confusion health insurance can cause. Too often the resulting angst is driven by common misconceptions that experienced advisers can help dispel.

Without a doubt, health insurance continues to be one of the most important and valued benefits that employers can offer to their workers.

Is It Illegal to Ride a Bicycle Drunk?

Deaths of intoxicated cyclists is a “significant problem,” according to the Insurance Institute for Highway Safety. They found that these fatalities haven’t declined as much as those of drunk drivers over the years. Pave the way for safer roads for all users by raising awareness with your insureds.

Real World Case Study
Derek rode his bike to work every day,

Insuring Private Art Collections

Between the 1960s and the 1980s, a total of 25 private collections were open to the public as museums. But as the number of collectors has increased and the value of the fine art market has skyrocketed over the past four decades, so too has the number of private galleries. In fact,

Make Sure Your Happy Day is Protected!

If you’re busy planning a wedding, you might want to consider insuring it.

Wedding insurance policies are relatively easy to understand, and the two main types are both inexpensive compared with the cost of a ceremony and reception:
* Liability insurance covers you in case of an injury or property damage at the wedding.

Why Pizza Affects Your Life Insurance Rates

Blood pressure is one of several health factors companies consider when deciding your life insurance rates. Having high blood pressure adds stress to your arteries and leads to serious problems such as heart disease and strokes.

Unlike some life insurance pricing variables that are out of your control, such as your age, blood pressure is something you can change.

6 Things You Need to Know When Buying Home Insurance

Whether you’ve just begun searching for a new place or you’re waiting to close on your dream home, one important aspect of moving you can’t ignore is insuring your investment.

Enter the homeowner’s best friend: the homeowners insurance policy.

Just like any other kind of insurance, there’s no such thing as a one-size-fits-all policy.

How to Give Yourself a Home Insurance Checkup

Last week’s deadly outbreak of 34 tornadoes in eight states is a warning to all consumers: Now’s the time to check whether you’re fully covered by your homeowners insurance.

The period between March and August is peak season for tornadoes. Wildfires tend to flare up in spring and summer, and the Atlantic hurricane season starts in June.

life insurance women

4 Reasons Why Women Need Life Insurance

As women, you have redefined your roles at work and at home. Because of that, you have more options than ever, from being full-time mothers to having full-time careers outside the home and everything in between.

While women strive to achieve financial independence and work-life balance, there is one crucial piece missing in their financial plan…life insurance.

family safety

Protecting Your Family’s Lifestyle and Home

Protecting your family and loved ones is one of your most important responsibilities. Many people think about protection in terms of physical acts, such as practicing safe driving, but there are many more aspects of your lifestyle and home that affect your loved ones’ safety.

Protect your family’s financial health

Although it can be painful to consider,


Preparing Your Home for Winter

The best time to prepare for cold weather, snowfall, ice accumulation and storms is before winter sets in. Here are some tips to consider for protecting you home and family:

Freezing Temperatures

  • Have all furnaces serviced and chimneys inspected and cleaned.
  • Check your home’s perimeter and seal any air leaks with caulk and weather-stripping.