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SDVs Will Change Conventional Car Ownership and Insurance by 2025

Self-driving cars have made headlines as a revolutionary invention, but little has been written about their revolutionary impact—until now.

According to a recently released report by The Boston Consulting Group (BCG), the preponderance of self-driving vehicles (SDVs) could result in less accidents, less pollution and less traffic in urban centers brimming with commuters.

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Are Pokeplayers Covered by Homeowner’s Insurance?

Pokémon Go players have swarmed the streets, out in the real world, in real time—and causing real damage, as recent reports have shown.

Homeowners have little to fear (unless a Haunter appears), according to the Insurance Information Institute (I.I.I.). In most cases, homeowners insurance will cover damage brought on by players traversing property,

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Understanding the Insurance Implications of Home-Sharing

As the sharing economy hits its stride, more every-people are taking advantage of home-sharing platforms like Airbnb, HomeAway and VRBO. The ease-of-use of these platforms, however, should not detract from insurance considerations, says John M. Huff, president of the National Association of Insurance Commissioners (NAIC).

“Sharing a home, car or even personal items with a complete stranger reflects a new level of trust between buyers and sellers,” Huff said in a statement.

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The Risks of Aging in Place

The U.S. Consumer Product Safety Commission’s (CPSC) report, “Consumer Product-Related Injuries to Persons 65 Years of Age and Older,” shed light on the aging-in-place risks facing those who remain in their homes as they age. The report, which assessed the products most associated with injuries and fatalities, revealed most incidents involved falls.

The CPSC recently developed a companion report evaluating incidents unrelated to falls.

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Security Risks High for Summer Vacationers

Most of us have pledged to unplug while on a vacation—a “digital detox”—only to back-pedal on that promise at the onset. Staying connected, however, can expose travelers to more than a less-than-relaxing excursion.

Security risks are high for vacationers, according to the experts at Intel Security. They are especially vulnerable because they are less inclined to be vigilant while on vacation.


Tips to Protect Your Teen Behind the Wheel

Today’s teens face more distractions than any generation before.

Many don’t recall a time when they were not continuously connected to their friends. Cell phones – which might have been provided as a safety precaution in case Mom or Dad was running late picking them up from school – are now the source of constant messaging,

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How to Keep Ransomware from Kidnapping Your Business

Reports of ransomware—an invasive software that demands ransom to access unlawfully locked digital files—have risen in the last year, according to the National Cyber Security Alliance (NCSA) (StaySafeOnline.org).

Ransomware, which can attack any user, “kidnaps” a range of information, from financial records to photographs, in an attempt to gain ransom in exchange for the return of the information.

emergency or power outage kit: kerosene lantern, matches and candle

Prepare Your Hurricane Emergency Kit with these Tips

Hurricanes may appear to only impact coastal regions, but they can be just as devastating farther inland if homeowners are not prepared.

“A hurricane is a serious threat to residents in coastal areas as well as hundreds of miles inland,” says Brad Kieserman, vice president of Disaster Services Operations and Logistics for the American Red Cross.

collectors item

Protect Your Collectibles from Floods with Collector’s Insurance

Did you know over 90 million Americans collect? And did you know that flooding is the most common cause for losing those valuable collections – especially antique rugs?

Collectibles, or collectors, insurance, can be a worthwhile expense for homeowners possessing extensive, years-in-the-making collections.

Collections valued below $1 million may be covered by a standard homeowner’s insurance policy,


The Dangers of Sitting Too Much Are Very Real

We’re sitting too much and it’s dangerous. The average American spends more than seven hours sitting every day, and the more time you sit, the higher your risk of serious, potentially life-threatening health problems such as obesity, type 2 diabetes and heart disease. So, what can you do about it?

Fortunately, there are simple changes you can make during the day — anywhere,