What is Personal Property Insurance?

The things inside your home are valuable to you. Personal property insurance exists to make sure items in your home are covered in case you ever need to replace them.

You may be wondering if this type of insurance is necessary. Personal property insurance can give you peace of mind if replacing the possessions inside your home would cost more than you could reasonably manage in a scenario where they are lost or damaged.

Dash Cams May Help Keep Your Insurance Rates Low

Car dash cams have captured some jaw-dropping footage on American roads: near misses, collisions, road rage and examples of bad driving, to name just a few. There is no shortage of videos. But for drivers with a dash cam in their car, it’s often more than just another gadget to film your drive and catch other drivers behaving poorly.

Parents Guide to Insurance For College Students

Saying the last goodbye in the dorm parking lot, the stark realization dawns that you can’t protect your child from every risk. It’s time to let go.

But back at home, you can assemble a strong financial safety net. Knowing what your current insurance will pay for — and whether you need to buy extra coverage — is a good first step.

Common Small Business Insurance Misconceptions

Running a small business is challenging enough without the confusion health insurance can cause. Too often the resulting angst is driven by common misconceptions that experienced advisers can help dispel.

Without a doubt, health insurance continues to be one of the most important and valued benefits that employers can offer to their workers.

Is It Illegal to Ride a Bicycle Drunk?

Deaths of intoxicated cyclists is a “significant problem,” according to the Insurance Institute for Highway Safety. They found that these fatalities haven’t declined as much as those of drunk drivers over the years. Pave the way for safer roads for all users by raising awareness with your insureds.

Real World Case Study
Derek rode his bike to work every day,

Insuring Private Art Collections

Between the 1960s and the 1980s, a total of 25 private collections were open to the public as museums. But as the number of collectors has increased and the value of the fine art market has skyrocketed over the past four decades, so too has the number of private galleries. In fact,

Make Sure Your Happy Day is Protected!

If you’re busy planning a wedding, you might want to consider insuring it.

Wedding insurance policies are relatively easy to understand, and the two main types are both inexpensive compared with the cost of a ceremony and reception:
* Liability insurance covers you in case of an injury or property damage at the wedding.

Why Pizza Affects Your Life Insurance Rates

Blood pressure is one of several health factors companies consider when deciding your life insurance rates. Having high blood pressure adds stress to your arteries and leads to serious problems such as heart disease and strokes.

Unlike some life insurance pricing variables that are out of your control, such as your age, blood pressure is something you can change.

6 Things You Need to Know When Buying Home Insurance

Whether you’ve just begun searching for a new place or you’re waiting to close on your dream home, one important aspect of moving you can’t ignore is insuring your investment.

Enter the homeowner’s best friend: the homeowners insurance policy.

Just like any other kind of insurance, there’s no such thing as a one-size-fits-all policy.

How to Give Yourself a Home Insurance Checkup

Last week’s deadly outbreak of 34 tornadoes in eight states is a warning to all consumers: Now’s the time to check whether you’re fully covered by your homeowners insurance.

The period between March and August is peak season for tornadoes. Wildfires tend to flare up in spring and summer, and the Atlantic hurricane season starts in June.