How much are you paying for auto insurance premiums? Among all the expenses that we have to pay, auto insurance can be one of the greatest. A survey estimates that on an average, annual insurance premiums are nearly $1,000. So is there something that you can do about this and pay the lowest possible amount in premiums? Yes, you should utilize discounts that are available to you to help bring your auto insurance expenses down whenever possible.
We can help you discover discounts that will help bring down your premiums significantly. Here are a few:
Multi Policy Discount
Just how many insurance policies do you have and who are your providers? Instead of buying them from separate companies, why not bundle them together, and buy them from just one provider. In this way, your premiums will be reduced for all of your policies, and you will be able to save a significant amount.
Multiple Vehicle Discount
Does your family have a number of cars? One for you, another for your spouse and even your kids drive their own vehicles. Perfect, now get them insured from the same company, and you will not be paying excessive amounts.
Good Grade Discount
This applies only to students. What grades do you get in school? If they are a B at least, talk to your provider and get your premium rates reduced. And you know what the best part is? The decreases are quite significant if you have been excelling in your classes.
Clean Record Discount
What is your history of car driving? If you have faced a reduced number of accidents and have no speeding tickets, you will be a favorite of many insurance providers, and they will offer you a discount. Why? Because there are lower chances that you will be making a claim.
Defensive Driving Class Discount
Ever taken a defensive driving class? Register for one now if you want to pay lower premiums. These discounts can bring down your premiums by nearly 40%.
Low Mileage Discount
How often do you drive your car? If the mileage on your odometer does not change rapidly, insurance companies will allow you to pay reduced premiums.