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What Builder’s Risk Covers and What it Doesn’t

Let’s talk about what a Builder’s Risk Policy is for: Builder’s Risk Insurance covers buildings and structures under brand-new ground-up construction or minor remodeling of existing structures, such as interior remodels and ‘gut rehabs.’ Typically it covers the same types of things as regular property insurance, such as damage from theft, fire, vandalism, wind, hail, and other accidental loss or damage to the property. It also provides coverage for theft or damage to materials not yet installed,

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